Tshebetso etseng letho la mabopong a khoebo

dibanka Commercial ke khoebo likhoebo hore ho phetha mesebetsi ya intermediaries lichelete. Joalo, li hohela chelete batho, motse-moholo, 'me matlotlo a mang lokolohile hore ba lokolloa ka nako hozdeyyatelnosti, ho fana ka tsona ka sebelisoa ke basebetsi ba tse ling tse a moruo a nakoana a hloka chelete e eketsehileng.

Ho rarolla mathata a bana ba libanka phetha ditransekshene banka. The tshebetso o ka sehloohong oa tataiso opereishene li bitsoa mafolofolo le etseng letho.

tshebetso etseng letho la mabopong a khoebo lia hlokahala ho hohela le mahloriso ea motse-moholo ka motse-moholo ka ho sebetsa. tshebetso Active li reretsoe bewa ga mehlodi ya khahloa bakeng sa phaello. tshebetso etseng letho la mabopong a khoebo a bua ka ke ho bokella tshebetso lona mehlodi ya hae, tse ho hlokahala hore ho phetha tshebetso a sebetsang a (ho akarelletsa le ho reka ka mokitlane).

Sebopeho sa mehlodi ya banka ka lebaka la ho kenya letsoho ha matlotlo setjhaba ka depositi, ntshiwa wa balebedi banka, fumana dikadimo ho tloha libanka le tshebetso tse ling, e leng etsa hore ho eketseha ha chelete ho ka lahla tsa hlahella setheo banka.

tshebetso etseng letho kenyeletsa khoebo banka depositi-ho tsoela pele; bank tokollong ea balebedi (mekoloto, litlamo, chelete, le disetifikeiti ea depositi); boloka litlaleho tsa bareki tse fapa-fapaneng, ho akarelletsa le libanka 'ngolla; repos; ho fumana interbank dikadimo, ho akarelletsa le mehlodi ya gare wa mokitlane; eurocurrency dikadimo.

dibanka Commercial ke diinstitusene tsa itseng eo, ka lehlakoreng le leng, ipokellela nakoana mahala chelete mehlodi ya, 'me ka ba bang - fa bona chelete o teng fumaneha ka hloka likhoebo RESURSS le malapa bakeng sa ho sebelisoa nakoana bakeng sa tjhelete e.

tshebetso etseng letho la mabopong a khoebo lekanya boholo ba mehlodi ya banka le hona, fumana boholo khoneha tsa mesebetsi ea bona. Ha chelete tshebetso etseng letho ba concentrated ka etseng letho kapa litlaleho tse mafolofolo nakong-etseng letho le bankeng. tshebetso etseng letho thusa dibanka fumana mehlodi ya mokitlane ka 'maraka free.

Ho na le tse 'nè tsa liforomo tsa motheo tsa tshebetso etseng letho: moputsong tloha phaello ea bona ea ho eketsa kapa sebopeho sa chelete; Mathomo ntshiwa wa balebedi banka (matla a motse-moholo menehelo); ho fumana dikadimo ho tloha mekhatlo e meng ea molao; mobung kgwebisano (moreki mobung).

tshebetso etseng letho la mabopong a khoebo kena dipakeng tsa ho a rata chelete, ba tse se a ntse a ajoa ka likopi. Pele ho tsohle, ho tshebetso etseng letho kenyeletsa tshebetso depositi ho hohela chelete ea mekhatlo ea molao le batho ka bomong ka mobung kapa e tsitsitseng e telele kapa tlhokeho. Hore tshebetso ya peeletso le etsa boholo ba boikarabelo ba banka ya.

mobung Term ikemiselitse ke mantsoe a e beuweng ka konteraka ya. Ka mobung joalo e tla lefshoa karolo e hodimo sa moputso ho feta ka mobung batloang. Ea bobeli ke chelete litlalehong tse amanang le ho tshebediso ya dipalelo le mobung batloang.

Active etseng letho tshebetso ya dibanka khoebo li bitsoa dikhomishene, brokering, eo dibanka phetha lebitsong la bareki bakeng sa tjhelete - khomishene. tshebetso tsena li bitsoa ditshebeletso. Abelwang karolo ya ditshebeletso ho fedisa bakeng sa ditefello tse ruuoang le machaba; ditshebeletso ho tšepa ha, e leng akarelletsa theko le thekiso ya chelete tsoang linaheng tse ling ho bankeng, balebedi, tšepe ea bohlokoa lebitsong la bareki; bonamoli ka bewa ga litlamo le dishere; rerisane le boikarabello ho bareki tšebeletso le ba bang.